Lynnette Evans of the SF Chronicle posts on The lazy person's guide to the fall garden.
I've practiced this sort of gardening for years. Don't rake the leaves off the flower beds - that's mulch. Etc.
But when I get back from my Lebanon trip I really want to pull the dead tree leaves out of my native plants in the front yard - the orange sticky monkey flower and carex Berkeley. Fallen leaves can go UNDER the plants but they look terrible IN the plants.